What We Do?

Helping Homeowners Avoid Foreclosure or Short Sale 

• Free 20–30 minute consultation
  
• Loan review and hardship assessment
• Document preparation
• Full loss-mitigation support
• Communication with your loan servicer (with authorization)
• Assistance for FHA, VA, USDA, and conventional loans

---

Free Consultation

• Review hardship
• Understand your mortgage status
  
• Identify servicer
• Determine best path (Loan Modification, Repayment Plan, Forbearance, Short Sale, or Transition)

$75 Preparation 

• Creating the client file
  
• Document list + collection
• Preparing income/expense worksheet
• Drafting hardship letter
• Review of mortgage status
• Packaging all data needed for servicer submission
• (One-time setup)
  

$250 Full Support 

• Preparing the full loss-mitigation application
  
• Submitting it to the servicer
• Calling + following up with the servicer
• Responding to servicer requests
• Helping with updated docs (RFI management)
• Coaching the homeowner before servicer interviews/calls
• Tracking the file until a decision is issued
• (One-time setup)
  

FAQ

Can you help with SPS loan modifications?
Yes. We assist homeowners with SPS, PennyMac, Mr. Cooper, Caliber, and many other servicers.

Do you guarantee approval?
No. Only your servicer can approve or deny an application. We provide administrative and real estate support.

Can you stop foreclosure?
We do not provide legal services, but we help homeowners work with their servicer to explore alternatives.

Brown-Wright Realty provides document preparation and administrative support. We are not attorneys and do not provide legal advice. Results depend on your mortgage servicer and eligibility.

---