Struggling With
Mortgage Payments?
Free consultation + affordable support to help you work with
your loan servicer and avoid foreclosure.
your loan servicer and avoid foreclosure.
What We Do?
Helping Homeowners Avoid Foreclosure or Short Sale
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When you are behind on mortgage payments or worried about losing your home, it can feel overwhelming. Brown-Wright Realty helps North Carolina homeowners understand their real estate options, organize important information, and take the next step with clarity.
We provide compassionate real estate guidance for homeowners who may be exploring options such as loan modification, repayment plans, forbearance, short sale, selling before foreclosure, or transitioning into a more affordable housing situation. |
Start With a Free Homeowner Consultation
During your free 20–30 minute consultation, we will:
Review your current situation
Discuss your hardship and mortgage status
Identify your loan servicer
Talk through possible next steps
Explain real estate options that may be available
Help you understand whether selling, short sale, or other options may be worth exploring
Review your current situation
Discuss your hardship and mortgage status
Identify your loan servicer
Talk through possible next steps
Explain real estate options that may be available
Help you understand whether selling, short sale, or other options may be worth exploring
Options We Can Help You Understand
Loan Modification Options
A loan modification may adjust certain mortgage terms if approved by your loan servicer.
A loan modification may adjust certain mortgage terms if approved by your loan servicer.
Forbearance & Repayment Plans
Your servicer may offer temporary payment relief or a plan to catch up missed payments.
Your servicer may offer temporary payment relief or a plan to catch up missed payments.
Short Sale Assistance
If your home is worth less than what is owed, a short sale may
be an option with servicer approval.
If your home is worth less than what is owed, a short sale may
be an option with servicer approval.
Selling Before Foreclosure
In some situations, selling the home before foreclosure may help
protect your future and create a smoother transition.
In some situations, selling the home before foreclosure may help
protect your future and create a smoother transition.
If real estate services are needed, Brown-Wright Realty will explain any fees, commissions, or agreements in writing before services begin.
FAQ
Can you help with SPS loan modifications?
We can help homeowners understand the process and gather information, but only your mortgage servicer can approve or deny a loan modification. Homeowners should contact their servicer directly for official loss-mitigation options.
We can help homeowners understand the process and gather information, but only your mortgage servicer can approve or deny a loan modification. Homeowners should contact their servicer directly for official loss-mitigation options.
Do you guarantee approval?
No. Brown-Wright Realty does not guarantee approval, stop foreclosure, or promise a specific outcome. Decisions are made by the mortgage servicer, lender, investor, court, or other appropriate party.
No. Brown-Wright Realty does not guarantee approval, stop foreclosure, or promise a specific outcome. Decisions are made by the mortgage servicer, lender, investor, court, or other appropriate party.
Can you stop foreclosure?
No. We are not attorneys and do not provide legal services. If you have received foreclosure paperwork or a sale date, you should contact an attorney, your mortgage servicer, and/or a HUD-approved housing counselor right away. North Carolina Courts also notes that HUD-approved housing counseling agencies may be able to assist homeowners with loan modification options.
No. We are not attorneys and do not provide legal services. If you have received foreclosure paperwork or a sale date, you should contact an attorney, your mortgage servicer, and/or a HUD-approved housing counselor right away. North Carolina Courts also notes that HUD-approved housing counseling agencies may be able to assist homeowners with loan modification options.
Should I still talk to my servicer?
Yes. The North Carolina Housing Finance Agency encourages homeowners to contact their loan servicer, return calls, provide requested documents, and follow up to confirm receipt.
Yes. The North Carolina Housing Finance Agency encourages homeowners to contact their loan servicer, return calls, provide requested documents, and follow up to confirm receipt.
Phone: 919-948-5363
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Brown-Wright Realty is not a law firm, lender, mortgage servicer, credit repair company, or HUD-approved housing counseling agency. We do not provide legal, tax, credit, or mortgage servicing advice. We provide real estate guidance and help homeowners explore possible real estate options. For legal, tax, mortgage servicing, or foreclosure advice, please contact the appropriate licensed professional.